Free Financial Calculators

A growing collection of accurate, no-signup calculators that run entirely in your browser. Pick the one that fits your question.

How to choose the right calculator

If you're saving or investing money and earning interest on top of interest, use the Compound Interest Calculator. This is the right tool for retirement accounts, index funds, dividend reinvestment, or any long-term savings plan.

If interest is paid out instead of being added back to the principal — for example a short-term bond, certificate of deposit with simple-interest terms, or a friendly personal loan — use the Simple Interest Calculator.

If you're borrowing money instead of investing it, use the Loan Calculator. It produces the standard monthly payment and a full amortization table showing how much of each payment is interest versus principal.

If you have a fixed dollar target (a down payment, an emergency fund, your child's college) and want to back-solve for the monthly contribution that gets you there, use the Savings Goal Calculator.

If you need to evaluate the financial viability of a potential decision, compare competing options, or prove the value of a past initiative, use the ROI Calculator.

If you want to find the steady annual rate of return required for an investment to grow from its starting balance to its ending balance, assuming profits were reinvested at the end of each period, use the CAGR Calculator.

What's coming next

We're working on a retirement calculator, an inflation-adjusted return calculator, and much more. Check back, or drop us a line if you have a specific request.